We’ve seen them a million times before: the Hollywood car chase. The bad guy starts racing away from the good guys, and you know how it’s gonna go down! The villain will lose control of the car, the car will smash into ten other cars, and then in a blaze of glory fly off a cliff or smash into a poorly-placed oil truck.
And these scenes all have one important thing in common: they use really, really cheap cars.
Movie producers aren’t stupid. They don’t let the bad guy drive a Lamborghini because it’s going to cost a ton of money to wreck it. And when they do wreck a Porsche, or even a 1976 Pinto, they always make sure the drivers are trained professionals, because the pros know how to minimize damage. Unfortunately, one producer learned this lesson the hard, and expensive, way.
Hoping to promote the 2007 film Redline, producer Daniel Sadek loaned his brand-new $1.5 million Enzo Ferrari to Eddie Griffin, one of the film’s stars, so Griffin could participate in a charity race. This didn’t go so well. Griffin lost control of the car and slammed it into a concrete barrier. He walked away unharmed, but the car wasn’t so lucky. It was totaled.
After the accident, both parties spoke to reporters. “Undercover Brother’s good at karate and all the rest of that, but the brother can’t drive,” Griffin said, referring to his 2002 movie Undercover Brother. (Griffin also starred in Deuce Bigalow: Male Gigolo, Date Movie, and the other famous accident known as Norbit.)
Meanwhile, Sadek wasn’t so carefree. “I’m glad Eddie came out of the crash okay,” he said. “But my dream car got destroyed.”
Sadek was eventually able to fix his Ferrarri, but only after a whopping $300,000 worth of repairs! Fortunately, Sedak had good auto insurance, because many policies state that the car owner is responsible for any damage done to, or by, that owner’s car, even if the driver has his own insurance policy.
So, for example, if you let your sister borrow your car and she gets in a wreck, then your insurance is responsible for the damages.
Not sure where you stand? Call your insurance company and ask because it’s vital you know that answer before loaning our your vehicle.
While you’re at it, take 1-minute to get free auto insurance quotes. In under a minute, these companies can get you several competitive quotes so you know if you’re paying the best rate available. It’s simple to do and costs you nothing—but you can end up saving a fortune.